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g $21.6 billion in net income. Banks with more than $10 billion in assets only 1.3 percent of the industry accounted for $19.9 billion of the total earnings.

The FDIC expects the cost of resolving failed banks to total around $52 billion from 2010 through 2014.

The agency mandated last year that banks prepay about $45 billion in premiums, for 2010 through 2012, to replenish the insurance fund. On Tuesday, the FDIC decided against raising premiums after determining the losses from bank failures this year were lower than anticipated. The Discount UGG Bailey Button Triplet agency also proposed a new plan for ensuring that the insurance fund reaches the level mandated by Congress.

Depositors' money insured up to $250,000 per account is not at risk, with the FDIC backed by the government. That insurance cap was made permanent in the financial overhaul law enacted in July.Relational Database Cheap UGG Classic Short 5825 Chocolate Boots Clearance Management System in SAP

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